The Bitcoinˢᵛ technology allows us to make the payment experience multi-lateral and provide real value-add solutions which will be much more than just another payment option.
Second, is its extended functionality like token- and smart-contracting-capabilities.
Third Bitcoin does not yet leverage the existing payments Infrastructure enough.
Bernhard crafted the financial service arm for a leading Bitcoin mining company and established himself as a vanguard of regulatory compliance within the blockchain sector. His strategic foresight has been crucial in cementing Centi’s compliance-first ethos, ensuring its operations adhere to the intricate tapestry of financial regulations. Bernhard advocates for a financial service that empowers users to confidently engage in the digital economy, devoid of conventional limitations. He first encountered Bitcoin in early 2011.
With an MSc in Business Administration, Ralf’s career began in the Swiss payment industry, focusing on analytics for both issuing and acquiring aspects of credit card businesses. This experience granted him profound insights into consumer payments and the systemic barriers that often exclude individuals from traditional financial services. Transitioning into business development, Ralf focused on digital onboarding services for banks and financial institutions regulated by FINMA, deepening his understanding of the challenges faced by those unable to access digital financial services.
An early Bitcoin adopter in 2013, Ralf’s recognition of blockchain’s potential to democratise financial access intensified. At Centi, he has been pivotal in utilising blockchain technology to develop accessible digital payment solutions that empower the financially underserved. His work not only adheres to stringent regulatory standards but also champions innovative financial technologies to make financial inclusivity a tangible reality.
2020
Centi AG was founded with a vision to integrate blockchain technology into everyday financial operations, targeting the unbanked and underbanked population to create a universally accessible digital economy.
2020
We embarked on developing our robust backend, the cornerstone of our reliable and efficient ecosystem, catering to immediate financial transactions without traditional barriers.
2020
Our pre-seed round closed successfully, marking a vote of confidence from our investors in our potential to reshape financial transactions through blockchain.
2020
Achieving regulatory approval and VQF membership, we laid a strong foundation for compliance and operational integrity within the Swiss financial ecosystem.
2020
The development of our Merchant WebApp commenced, a step towards expanding our solutions to businesses and enabling them to join our financial revolution.
2021
We began the development of the Centi App, designed to bring our vision directly to consumers’ hands, facilitating secure, inclusive, and efficient financial transactions.
2022
The launch of the Centi App marked a significant milestone, as we brought our pioneering financial solutions to the public, highlighting our commitment to blockchain innovation and financial inclusivity.
2023
We announced the launch of our Swiss Franc pegged stablecoin, backed 1:1 by a Swiss bank.
2023
We established the cooperation with Centbee to revolutionize remittances from Switzerland to Africa with advanced blockchain technology, making cross-border transfers more streamlined, cost-effective, and inclusive.
2023
Our seed round closed successfully, marking a vote of confidence from our investors in our potential to reshape financial transactions through blockchain.
2024
Centi achieved a groundbreaking milestone at FinovateEurope by processing over one million micropayments in just 24 hours, with each transaction amounting to precisely one cent.